Photographers Insurance

To get a free, no obligation quote, please call us on 01277 243 016 or click here to send us an email

We can cover both amateur and professional photographers. Please select which category interests you – if you earn any income from your photography, the category for professionals will be of most interest.


Amateur Photographers Insurance

Equipment

You can cover all your photographic, lighting, darkroom, computer and any other related equipment with this cover. This means that there are no restrictions on the maximum value of single items. We can also offer worldwide cover and even cover for equipment left in unattended vehicles. The policy also covers the cost of hiring-in alternative equipment while your own equipment is being replaced or repaired after loss or damage.

Photographic Archive, Portfolio & Shoots

For your archive and portfolio of photographic work you can cover re-shoot and/or reduplication costs. Also, if you lose any images due to, for example, camera failure or processing problems, you can cover the expenses you incur in re-shooting (such as film and processing and travel).

Home & Personal Possessions

To get the best possible value for money you can even combine your photographers insurance with cover for your home and personal possessions. This means that you can have professional standard photographers insurance as a part of your home insurance, with one renewal date, one premium (payable monthly if you wish), and one phone call if you need to make a claim.


Professional Photographers Insurance

Policies are available for professionals working from home and for professionals with studios or other business premises. In some instances reduced rates are available on some types of covers for part-time professionals.

Please select which category interests you:

Home based businesses
Businesses based in a studio or other business premises


Home Based Professional Photographers

Equipment & Business Property

You can cover all your photographic, lighting, film processing, and any other business equipment. Computers can also be covered for breakdown and loss of data.

There is worldwide cover, no restrictions on the maximum value of single items, and cover for equipment left in unattended vehicles. The policy also covers the cost of hiring-in alternative equipment while your own equipment is being replaced or repaired after loss or damage.

You can also cover equipment and other property which is not yours but for which you are responsible, such as hired-in equipment, customers property which you are working on, or props, set material etc. These covers can be arranged on either a permanent or temporary basis.

Photographic Archive, Portfolio & Shoots

For your archive and portfolio of photographic work you can cover re-shoot and/or reduplication costs. Also, if you lose any images due to, for example, camera failure or processing problems, you can cover the expenses you incur in re-shooting (such as film and processing and travel, accommodation, sustenance, props, studio hire etc.).

Lost Profit, Additional Costs of Working & Business Money

There are options for covering additional costs incurred or lost gross profit following loss or damage to insured equipment and portfolio/archive material. You can even cover business money.

Public & Employer’s Liability & Professional Indemnity

Finally, a full business liability package is available where you can select cover for your legal liability to the public, your employees and your customers (with Professional Indemnity insurance).

Home & Personal Possessions

To get the best possible value for money you can even combine your photographer’s business insurance with cover for your home and personal possessions. This means that you can have a single policy for your business and home, with one renewal date, one premium (payable monthly if you wish), and one phone call if you need to make a claim.


Professional Photographers based in a studio or other business premises

Buildings, Equipment & Business Property

You can cover all your buildings, shop fronts, fixtures and fittings, all your photographic, lighting, film processing, and any other business equipment. Laptop and desktop computers can also be covered as well as tablets and smartphones.

There are options for premises only, UK, European or Worldwide cover (including USA), no restrictions on the maximum value of single items, and cover for equipment left in unattended vehicles. The policy also covers the cost of hiring-in alternative equipment while your own equipment is being replaced or repaired after loss or damage.

You can also cover equipment and other property which is not yours but for which you are responsible such as hired-in equipment, customers property which you are working on, or props, set material etc. These covers can be arranged on either a permanent or temporary basis.

Photographic Archive, Portfolio & Shoots

For your photographic work you can cover re-shoot and/or reduplication costs of your archive or portfolio. Also, if you lose any images due to, for example, camera failure or processing problems, you can cover the expenses you incur in re-shooting (such as film and processing and travel, accommodation, sustenance, props, studio hire etc.).

Lost Profit, Additional Costs of Working & Business Money

There are options for covering additional costs incurred or lost gross profit following loss or damage to insured equipment and portfolio/archive material. You can even cover business money.

Public & Employer’s Liability & Professional Indemnity

Finally, a full business liability package is available where you can select cover for your legal liability to the public, your employees and your customers (with Professional Indemnity insurance).

To get a free, no obligation quote, please call us on 01277 243 016 or fill in the form below to send us an email.

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