Photo Journalists Insurance

To get a free, no obligation quote, please call us on 01277 243 016 or click here to send us an email

We offer bespoke policies to suit your specific needs. Cover is available for journalists working from home as well as journalists with an office or other business premises. Special reduced rates are available on some types of covers for part-time professionals.

Please select which category interests you:


Home Based Photo Journalists

Equipment & Business Property

You can cover all your photographic, video, recording, lighting, and any other business equipment. Computers can also be covered for breakdown and loss of data. There is worldwide cover, no restrictions on the maximum value of single items, and cover for equipment left in unattended vehicles. The policy also covers the cost of hiring-in alternative equipment while your own equipment is being replaced or repaired after loss or damage.

Photographic, Video & Sound Recording Material

For your archive and portfolio of photographic and video work and sound recordings you can cover re-shoot/re-recording and/or reduplication costs. Also, if you lose any material due to, for example, camera or recording equipment failure or processing/editing problem, you can cover the expenses you incur in re-shooting images or re-recording tapes (such as film and processing and travel, accommodation, sustenance, props, studio hire etc.)

Lost Profit, Additional Costs of Working & Business Money

There are options for covering additional costs incurred or lost gross profit following loss or damage to insured equipment and portfolio/archive material. You can even cover business money.

Public & Employer’s Liability

Finally, a full business liability package is available where you can select cover for your legal liability to the public and your employees.

Home & Personal Possessions

To get the best possible value for money you can even combine your journalist’s business insurance with cover for your home and personal possessions. This means that you can have a single policy for your business and home, with one renewal date, one premium (payable monthly if you wish), and one phone call if you need to make a claim.


Photo Journalists based in an office or other business premises

Buildings, Equipment & Business Property

You can cover your buildings, shop fronts, fixtures and fittings, all your photographic, video, recording, lighting, film processing, and any other business equipment. Computers can also be covered for breakdown and loss of data.

There are options for premises only, UK, European or Worldwide cover (including USA), no restrictions on the maximum value of single items, and cover for equipment left in unattended vehicles. The policy also covers the cost of hiring-in alternative equipment while your own equipment is being replaced or repaired after loss or damage.

You can also cover equipment and other property which is not yours but for which you are responsible such as hired-in equipment, customers property which you are working on, or props, set material etc. These covers can be arranged on either a permanent or temporary basis.

Photographic, Video & Sound Recording Material

For your archive and portfolio of photographic and video work and sound recordings you can cover re-shoot/re-recording and/or reduplication costs. Also, if you lose any material due to, for example, camera or recording equipment failure or processing/editing problem, you can cover the expenses you incur in re-shooting images or re-recording tapes (such as film and processing and travel, accommodation, sustenance, props, studio hire etc.).

Lost Profit, Additional Costs of Working & Business Money

There are options for covering additional costs incurred or lost gross profit following loss or damage to insured equipment and portfolio/archive material.You can even cover business money.

Public & Employer’s Liability

Finally, a full business liability package is available where you can select cover for your legal liability to the public and your employees.

To get a free, no obligation quote, please call us on 01277 243 016 or fill in the form below to send us an email.

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