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Photographers Insurance

We can cover both professional and amateur photographers. Please select which category interests you – if you earn any income from photography the category for “professionals” will be of most interest.


Amateur Photographers Insurance
Professional Photographers Insurance




Amateur Photographers Insurance

Key cover features


Equipment


You can cover all your photographic, lighting, darkroom, computer and any other related equipment with full “professional” cover.

This means that there are no restrictions on the maximum value of single items, worldwide cover and even cover for equipment left in unattended vehicles. The policy also covers the cost of hiring-in alternative equipment while your own equipment is being replaced or repaired after loss or damage.

Photographic archive, portfolio and shoots


For your archive and portfolio of photographic work you can cover re-shoot and/or reduplication costs. Also, if you lose any images due to, for example, camera failure or processing problems, you can cover the expenses you incur in re-shooting (such as film and processing and travel).

Home and personal possessions


To get the best possible value for money you can even combine your photographers insurance with cover for your home and personal possessions. This means that you can have professional standard photographers insurance as a part of your home insurance, with one renewal date, one premium (payable monthly if you wish), and one phone call if you need to make a claim.

Streamlined application

There’s no need to fill out an application form to get a quote or take out a policy. Our trained staff will help choose the appropriate cover for you, agree the cover you want, select your payment method and your policy is sent to you immediately.

More information


For more information or a quote please follow the link below and one of our staff will telephone you or send more information as requested.

Alternatively please call us on 01784 486890.

All cover is subject to the Limits, Terms and Conditions as specified in the Schedule of Insurance and Policy Wording, a copy of which will be provided on acceptance and can be viewed in advance on request.

Imaging Insurance is a trading name licensed to Vantage Insurance Services Limited (VISL) by Niche Insurance Services Limited. In arranging your insurance, VISL acts on behalf of Groupama Insurance Company Limited and others.

VISL is a subsidiary of Kerry London Limited. VISL is authorised and regulated by the Financial Services Authority. VISL is registered in England No. 3441136 Registered office: 7 Birchin Lane, London EC3V 9BW.

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Professional Photographers Insurance

Policies are available for professionals working from home and for professionals with studios or other business premises.

Special reduced rates are available on some types of covers for part-time professionals.

Please select which category interests you.








Home-based Professional Photographers

Key cover features


Whatever your specialisation and whether your work is commissioned or non-commissioned, we can arrange a policy which is tailored to your particular requirements.

Equipment and business property


You can cover all your photographic, lighting, film processing, and any other business equipment. Computers can also be covered for breakdown and loss of data.

There is worldwide cover, no restrictions on the maximum value of single items, and cover for equipment left in unattended vehicles. The policy also covers the cost of hiring-in alternative equipment while your own equipment is being replaced or repaired after loss or damage.

You can also cover equipment and other property which is not yours but for which you are responsible, such as hired-in equipment, customers property which you are working on, or props, set material etc. These covers can be arranged on either a permanent or temporary basis.

Photographic archive, portfolio and shoots

For your archive and portfolio of photographic work you can cover re-shoot and/or reduplication costs. Also, if you lose any images due to, for example, camera failure or processing problems, you can cover the expenses you incur in re-shooting (such as film and processing and travel, accommodation, sustenance, props, studio hire etc.).

Lost profit, additional costs of working, and business money There are options for covering additional costs incurred or lost gross profit following loss or damage to insured equipment and portfolio/archive material.

You can even cover business money.

Public and employers liability and professional indemnity


Finally, a full business liability package is available where you can select cover for your legal liability to the public, your employees and your customers (with Professional Indemnity insurance).

Home and personal possessions


To get the best possible value for money you can even combine your photographer’s business insurance with cover for your home and personal possessions. This means that you can have a single policy for your business and home, with one renewal date, one premium (payable monthly if you wish), and one phone call if you need to make a claim.

Streamlined application


There’s no need to fill out an application form to get a quote or take out a policy. Our trained staff will help choose the appropriate cover for you, agree the cover you want, select your payment method and your policy is sent to you immediately.

More information


For more information or a quote please follow the link below and one of our staff will telephone you or send more information as requested.

Alternatively please call us on 01784 486890.

All cover is subject to the Limits, Terms and Conditions as specified in the Schedule of Insurance and Policy Wording, a copy of which will be provided on acceptance and can be viewed in advance on request.

Imaging Insurance is a trading name licensed to Vantage Insurance Services Limited (VISL) by Niche Insurance Services Limited. In arranging your insurance, VISL acts on behalf of Groupama Insurance Company Limited and others.

VISL is a subsidiary of Kerry London Limited. VISL is authorised and regulated by the Financial Services Authority. VISL is registered in England No. 3441136 Registered office: 7 Birchin Lane, London EC3V 9BW.






Professional Photographers based in Studios and other Business Premises

Key cover features


Whatever your specialistion and whether your work is commissioned or non-commissioned we can arrange a policy which is tailored to your particular requirements.

Buildings, equipment and business property


You can cover your buildings, shop fronts, fixtures and fittings, all your photographic, lighting, film processing, and any other business equipment. Computers can also be covered for breakdown and loss of data.

There are options for premises only, UK, European or Worldwide cover (including USA), no restrictions on the maximum value of single items, and cover for equipment left in unattended vehicles. The policy also covers the cost of hiring-in alternative equipment while your own equipment is being replaced or repaired after loss or damage.

You can also cover equipment and other property which is not yours but for which you are responsible such as hired-in equipment, customers property which you are working on, or props, set material etc. These covers can be arranged on either a permanent or temporary basis.

Photographic archive, portfolio and shoots


For your photographic work you can cover re-shoot and/or reduplication costs of your archive or portfolio. Also, if you lose any images due to, for example, camera failure or processing problems, you can cover the expenses you incur in re-shooting (such as film and processing and travel, accommodation, sustenance, props, studio hire etc.).

Lost profit, additional costs of working, and business money


There are options for covering additional costs incurred or lost gross profit following loss or damage to insured equipment and portfolio/archive material.

You can even cover business money.

Public and employer’s liability and professional indemnity


Finally, a full business liability package is available where you can select cover for your legal liability to the public, your employees and your customers (with Professional Indemnity insurance).

Streamlined application


There’s no need to fill out an application form to get a quote or take out a policy. Our trained staff will help choose the appropriate cover for you, agree the cover you want, select your payment method and your policy is sent to you immediately.

More information


For more information or a quote please follow the link below and one of our staff will telephone you or send more information as requested.

Alternatively please call us on 01784 486890.

All cover is subject to the Limits, Terms and Conditions as specified in the Schedule of Insurance and Policy Wording, a copy of which will be provided on acceptance and can be viewed in advance on request.

Imaging Insurance is a trading name licensed to Vantage Insurance Services Limited (VISL) by Niche Insurance Services Limited. In arranging your insurance, VISL acts on behalf of Groupama Insurance Company Limited and others.

VISL is a subsidiary of Kerry London Limited. VISL is authorised and regulated by the Financial Services Authority. VISL is registered in England No. 3441136 Registered office: 7 Birchin Lane, London EC3V 9BW.




 
 

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Imaging Insurance is the trading name of Niche Insurance Services Ltd. Number 4491365. Registered Office: 4 Church Green East, Redditch, Worcestershire B98 8BT
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