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We offer specialist custom tailored policies to suit your precise needs. Policies are available for journalists working from home and for journalists with studios or other business premises.

Special reduced rates are available on some types of covers for part-time professionals.

Please select which category interests you







Home-based Photo Journalists

Key cover features


Whatever your specialistion, whether your work is commissioned or non-commissioned we can arrange a policy which is tailored to your particular requirements.

Equipment and business property


You can cover all your photographic, video, recording, lighting, and any other business equipment. Computers can also be covered for breakdown and loss of data.

There is worldwide cover, no restrictions on the maximum value of single items, and cover for equipment left in unattended vehicles. The policy also covers the cost of hiring-in alternative equipment while your own equipment is being replaced or repaired after loss or damage.

Photographic, Video and sound recording material

For your archive and portfolio of photographic and video work and sound recordings you can cover re-shoot/re-recording and/or reduplication costs. Also, if you lose any material due to, for example, camera or recording equipment failure or processing/editing problem, you can cover the expenses you incur in re-shooting images or re-recording tapes (such as film and processing and travel, accommodation, sustenance, props, studio hire etc.)

Lost profit, additional costs of working, and business money


There are options for covering additional costs incurred or lost gross profit following loss or damage to insured equipment and portfolio/archive material.You can even cover business money.

Public and employers liability

Finally, a full business liability package is available where you can select cover for your legal liability to the public and your employees.

Home and personal possessions


To get the best possible value for money you can even combine your journalist’s business insurance with cover for your home and personal possessions. This means that you can have a single policy for your business and home, with one renewal date, one premium (payable monthly if you wish), and one phone call if you need to make a claim.

Streamlined application

There’s no need to fill out an application form to get a quote or take out a policy. Our trained staff will help choose the appropriate cover for you, agree the cover you want, select your payment method and your policy is sent to you immediately.

More information

For more information or a quote please follow the link below and one of our staff will telephone you or send more information as requested.

Alternatively please call us on 01784 486890.

All cover is subject to the Limits, Terms and Conditions as specified in the Schedule of Insurance and Policy Wording, a copy of which will be provided on acceptance and can be viewed in advance on request.

Imaging Insurance is a trading name licensed to Vantage Insurance Services Limited (VISL) by Niche Insurance Services Limited. In arranging your insurance, VISL acts on behalf of Groupama Insurance Company Limited and others.

VISL is a subsidiary of Kerry London Limited. VISL is authorised and regulated by the Financial Services Authority. VISL is registered in England No. 3441136 Registered office: 7 Birchin Lane, London EC3V 9BW.








Photo Journalists based in Offices and other Business Premises

Key cover features


Whatever your specialistion and whether your work is commissioned or non-commissioned we can arrange a policy which is tailored to your particular requirements.

Buildings, equipment and business property


You can cover your buildings, shop fronts, fixtures and fittings, all your photographic, video, recording, lighting, film processing, and any other business equipment. Computers can also be covered for breakdown and loss of data.

There are options for premises only, UK, European or Worldwide cover (including USA), no restrictions on the maximum value of single items, and cover for equipment left in unattended vehicles. The policy also covers the cost of hiring-in alternative equipment while your own equipment is being replaced or repaired after loss or damage.

You can also cover equipment and other property which is not yours but for which you are responsible such as hired-in equipment, customers property which you are working on, or props, set material etc. These covers can be arranged on either a permanent or temporary basis.

Photographic, Video and sound recording material

For your archive and portfolio of photographic and video work and sound recordings you can cover re-shoot/re-recording and/or reduplication costs. Also, if you lose any material due to, for example, camera or recording equipment failure or processing/editing problem, you can cover the expenses you incur in re-shooting images or re-recording tapes (such as film and processing and travel, accommodation, sustenance, props, studio hire etc.).

Lost profit, additional costs of working, and business money


There are options for covering additional costs incurred or lost gross profit following loss or damage to insured equipment and portfolio/archive material.You can even cover business money.

Public and employers liability

Finally, a full business liability package is available where you can select cover for your legal liability to the public and your employees.

Streamlined application


There’s no need to fill out an application form to get a quote or take out a policy. Our trained staff will help choose the appropriate cover for you, agree the cover you want, select your payment method and your policy is sent to you immediately.

More information

For more information or a quote please follow the link below and one of our staff will telephone you or send more information as requested.

Alternatively please call us on 01784 486890.

All cover is subject to the Limits, Terms and Conditions as specified in the Schedule of Insurance and Policy Wording, a copy of which will be provided on acceptance and can be viewed in advance on request.

Imaging Insurance is a trading name licensed to Vantage Insurance Services Limited (VISL) by Niche Insurance Services Limited. In arranging your insurance, VISL acts on behalf of Groupama Insurance Company Limited and others.

VISL is a subsidiary of Kerry London Limited. VISL is authorised and regulated by the Financial Services Authority. VISL is registered in England No. 3441136 Registered office: 7 Birchin Lane, London EC3V 9BW.



 
 


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Imaging Insurance is the trading name of Niche Insurance Services Ltd. Number 4491365. Registered Office: 4 Church Green East, Redditch, Worcestershire B98 8BT
01784 486890 copyright Niche Insurance Services Ltd